Authentication
Stop account takeover and protect high-value transactions
Our layered defence combines biometrics, device intelligence, and network signals, letting legitimate users through and blocking fraudsters.
Our data shows that account takeover attempts result in 5x more fraud attacks than at onboarding
Protect every login, transaction, and settings change — throughout the user journey.
Account takeover prevention
At login, password change, and other sensitive moments, our authentication solution verifies the user against an enrolled profile in real time — using ISO-certified liveness with randomised prompts to catch deepfakes, and in-house AI models trained on hundreds of millions of verifications to block bad actors, devices, IPs, and attack vectors.
Authentication Product Suite
Enhanced SmartselfieTMCompare
Enhanced SmartselfieTMAuthentication
Enhanced SmartselfieTMRegistration
Independent deepfake defense, at evaluator-grade specificity
1–1.5%
False rejection rate
0.001%
False acceptance rate
Moniepoint has reduced account takeover fraud significantly using the Smile ID service
“With Smile ID, we have been able to design a best in-class onboarding experience for individuals and businesses whilst maintaining all the security protocols required to improve our KYC/AML compliance stack and keep fraudsters away.”
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