smileid

Stay compliant and onboard customers faster in Malawi

With Smile ID, you can quickly verify identities and stay compliant with digital KYC and data regulations in Malawi.

Malawi Oeriew

Malawi is a member of both the Financial Action Task Force (FATF) AND East and Southern African Anti-Money Laundering Group (ESAAMLG) and has made strides towards bringing its KYC/AML regulations to a global standard.

Regulatory Overview

KYC/AML regulations

AML/KYC regulations in Malawi are enforced by a number of regulators including the:

Reserve Bank of Malawi, and
Malawian Financial Intelligence Authority

The primary KYC/AML regulation in Malawi is the Financial Crimes Act of 2017.

Data protection regulations

While Malawi does not have active data protection laws or a regulatory agency, there are personal data provisions under the Electronic Transactions and Cybersecurity Act No. 33 of 2016

The act mandates the obtaining of consent before the processing or transfer of customer data. In addition, users retain the right to request the deletion of their data.

Accurately verify users in Malawi

Stay compliant, prevent fraud and streamline your user verification process for your customers in Malawi and across other African countries with Smile ID. Verify users with confidence with:

General - The most extensive ID coverage on the continent

General - 99.8% recognition accuracy for faces of all skin tones

General - A solution that is compatible with any device

Documents we verify in Malawi

Malawian National ID

The National Registration Bureau issues national ID cards that double as the primary form of identification for KYC

Malawian Passport

The Department of Immigration and Citizenship Services issues passports that can be used as a KYC document

Malawian Driver’s License

Driver’s licenses issued by the Directorate of Road Traffic and Safety Services can be used to verify the identity of holders.

Malawian Resident Card

The Department of Immigration and Citizenship Services issues resident cards to foreigners living in the country. This document can be used to verify their identity.

Verify Malawians using ID documents

Verifying users with ID documents and biometric face matching is one of the most reliable ways to determine a user's true identity. Our ID document verification solution checks that an ID document is authentic, accurately transcribes the text on the document and compares a user-submitted selfie to the document image.

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Scan your document

Our image capture tools guide users to take clear photos even with older devices.

Smile for a selfie

Ensure the real user is behind the camera with a smile to test for liveness.

Get real-time results

In a few seconds, you will confirm the document is authentic and belongs to the user behind the camera.

Comprehensive Identity verification
(KYC/AML) solution in one place

Choose the best method to verify and onboard your customers efficiently.

Document Verification: Verify over 8500 documents across 220 countries globally, including Angola, with a 96% OCR accuracy.

Enhance your security with advanced authentication solutions.

Smartselfie Authentication: Protect your system with our AI-powered SmartSelfie Authentication solution, boasting a 99.8% accuracy rate for African faces. Integrate this into your multi-factor authentication system for accurate identity verification during access attempts.

Access all the tools you need to stop fraud in one place.

AML Check: Run AML checks on users against against 1100+ global and African sanctions, PEP, and adverse media lists.

Duplicate Account Prevention: Prevent duplicate account fraud with real-time scanning of previously registered faces during onboarding using our Smile Secure product.

Integration options

Seamlessly integrate our solutions via API or no-code option with your existing infrastructure to automate compliance.

Smile Links: A flexible, no-code option for creating customised user verification flows

SDKs: Available for iOS, Android, Hosted Web, Flutter, and React Native

Server-to-server libraries: Support for Ruby, Java, PHP, Python, and Node.js

REST API: Robust and flexible integration for efficient compliance automation

See what Smile ID can do in your market

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