smileid

Instant AML and KYC compliance solution for Zambia

Smile ID's identity verification solutions empower businesses in Zambia to comply with AML and KYC requirements seamlessly. By providing instant customer identity verification and efficient user onboarding, companies can ensure compliance with Zambia's KYC, AML, and data protection laws while streamlining their processes.

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Zambia is affiliated with the Financial Action Task Force (FATF) due to their membership with the Eastern and Southern Africa Anti-Money Laundering Group (ESAAMLG). The has implemented KYC/AML regulations in line with international standards.

Regulatory Overview

KYC/AML regulations

AML/KYC regulations in Zambia are enforced by several regulators, including the:

Bank of Zambia (BOZ)
Financial Intelligence Centre (FIC)

The primary legislation governing KYC/AML in Zambia is the Financial Intelligence Centre Act of 2010.

Partner with Smile ID to ensure your business stays compliant with AML/KYC regulations in Zambia.

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Data protection regulations

The Zambian Information and Communication Technology Authority (ZICTA) enforces national data protection laws under the Zambia Data Protection Act (ZDA).

Institutions must secure user consent before processing and transferring personal data, and users have the right to request the deletion of their personal data.

Accurately authenticate and onboard users in Zambia

Expand your business in Zambia with Smile ID. We help rapidly growing businesses maintain compliance, prevent fraud, and streamline their user verification processes effortlessly. Confidently verify Zambian users and prevent fraud for seamless onboarding:

Zambia - Access to 2 ID government databases with over 13M+ ID records in Zambia.

Zambia - Verify up to 8 ID types, including National ID, Banks accounts, TPIN, Voter ID, Driver’s License, Passports, Registration Certificates, and more.

Zambia - De-biased models ensure 99.8% accuracy across all African skin tones.

Zambia - Image capture SDKs optimised for low bandwidth and compatible with all software versions as old as Android 5.0.

Zambia - Run global AML Check against over 1100 global sanctions, PEPs, and adverse media watchlists.

Zambia - Enterprise-level security with ISO 27001 and SOC 2 Type 1 & 2 certifications.

Accurately verify up to 8 ID types in Zambia

Zambian Identity Card

A Zambian national ID card is necessary for various official purposes, such as opening a bank account, voting in elections, and accessing government services. Examples include National IDs, Consular IDs, and Diplomat IDs.

Zambian Travel Documents

Zambian travel documents include Border Crossing Documents, Refugee Documents, and Visas. Border Crossing Documents are issued to residents living near borders, allowing them to cross into neighbouring countries for short visits. Refugee Documents are provided to refugees residing in Zambia, granting them legal recognition and the ability to travel within and outside the country.

Zambian Passport

The Zambian passport is an official travel document issued by the government to its citizens for international travel. It includes the holder's photograph, personal details, and a unique passport number.

Zambian Registration Certificate

A Zambian registration certificate is issued to businesses and organisations operating within Zambia. It serves as proof of legal registration and compliance with Zambian business laws and regulations.

Zambian Drivers License

The Road Transport and Safety Agency (RTSA) issues a Zambian driver's license. It permits the holder to legally operate a motor vehicle within Zambia and is often used as a secondary form of identification.

Zambian Voter ID

The Zambian voter ID card is issued to citizens who are eligible to vote. It is a vital tool for verifying the identity and eligibility of voters during elections, ensuring the integrity and fairness of the electoral process.

Zambian Bank Account

A Zambian bank account is an essential financial tool that allows individuals and businesses to perform financial transactions. It may also serve as a means of verification. Opening a bank account in Zambia typically requires identification documents such as a Zambian National ID, Passport, or Driver's License.

Zambian TPIN

The Zambian Taxpayer Identification Number (TPIN) is a unique identifier assigned to individuals and businesses for tax purposes by the Zambia Revenue Authority (ZRA). The TPIN is mandatory for conducting various financial transactions and ensures that taxpayers are correctly identified and that their tax obligations are accurately recorded and tracked.

Verify Zambians using ID documents

Verifying users with ID documents and biometric face matching is one of the most reliable ways to determine a user's true identity. Our ID document verification solution checks that an ID document is authentic, accurately transcribes the text on the document and compares a user-submitted selfie to the document image.

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Scan your document

Our image capture tools guide users to take clear photos even with older devices.

Smile for a selfie

Ensure the real user is behind the camera with a smile to test for liveness.

Get real-time results

In a few seconds, you will confirm the document is authentic and belongs to the user behind the camera.

Comprehensive Identity verification
(KYC/AML) solution in one place

Choose the best method to verify and onboard your customers efficiently.

Document Verification: Verify over 8500 documents across 220 countries globally, including Angola, with a 96% OCR accuracy.

Enhance your security with advanced authentication solutions.

Smartselfie Authentication: Protect your system with our AI-powered SmartSelfie Authentication solution, boasting a 99.8% accuracy rate for African faces. Integrate this into your multi-factor authentication system for accurate identity verification during access attempts.

Access all the tools you need to stop fraud in one place.

AML Check: Run AML checks on users against against 1100+ global and African sanctions, PEP, and adverse media lists.

Duplicate Account Prevention: Prevent duplicate account fraud with real-time scanning of previously registered faces during onboarding using our Smile Secure product.

Integration options

Seamlessly integrate our solutions via API or no-code option with your existing infrastructure to automate compliance.

Smile Links: A flexible, no-code option for creating customised user verification flows

SDKs: Available for iOS, Android, Hosted Web, Flutter, and React Native

Server-to-server libraries: Support for Ruby, Java, PHP, Python, and Node.js

REST API: Robust and flexible integration for efficient compliance automation

See what Smile ID can do in your market

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